There are a lot of things you will need to teach your children as they grow up. You will teach them how to ride a bike, how to use good manners, how to achieve their goals and more. In addition, parents should take the time to teach their children about money. Here are some key areas to focus on when talking about money with your child.
Money Doesn’t Grow On Trees
One of the most basic principles about money is that it doesn’t grow on trees. This is a sad reality for many people. However, it is a big part of life. Money is a result of work. It is the reason parents go to work everyday. And money only goes so far. Therefore, when your kid wonders why you are not rushing to buy the newest video game or buying the latest in Children’s Clothing, make sure they understand where money comes from.
How Much Money
Next, be realistic with your kids about how much money you actually make. You do not have to provide them with a specific dollar figure. However, your kids need to understand that few people are millionaires. Chances are, you are not one of them. If you are fortunate to make a good living, help them understand where your money goes. Every expense adds up. And it is not surprising if the funds from your vacation, family meals, and more are weighing you down financially.
Loans and Investing
Finally, make sure your children understand the risks and benefits that come from loans and investing. When you apply for a loan, the bank will not simply hand over a large amount of cash. Instead, you have to qualify for this. You do this with good financial habits and good investments. Make sure to teach your kids about good investments and good financial habits. Teach them the risks and rewards associated with these activities, including payday loans online.
It is never too late to talk to your kids about money. In fact, money should be an open subject among your children. Help them understand money and make better financial decisions when they grow up.
Children’s imaginations naturally run wild. Give them an empty box and they can think of a thousand ways that box will play into their story they are making up. If the box is big enough to fit into, all of a sudden it becomes a fort, a castle or a space ship. They can take a stick and suddenly it is a sword or a gun or a sword gun that can hack and slash one minute and shoot zombies they next (which were enemy soldiers on the battlefield just a minute ago which were the evil teachers just a few minutes before that).
Somewhere along the lines many adults lose this kind of creative thinking. Except when we get into trouble, then of course our creativity turns to getting out of a bad situation (“Honestly officer, I didn’t see that red light.” “Oh, no, I didn’t have anything to drink tonight.” “I absolutely positively did not have sex with that woman.” “I will bring you hope and change and change and hope.”)
For kids creativity is much easier since adults tend to be more encouraging when a child displays this ability. It is all in the environment the child finds themselves. With Halloween, Christmas, or even New Years Eve costume parties children especially are able to express their creativity in the costumes they wear.
It’s Story Time Kids!
Whenever a child sees a really inspiring movie, or has a story read to them (or if they can read themselves) they are using their imagination to immerse themselves into that world of the story. Suddenly they are no longer little Jimmy or Madison who lives down the block on 8th avenue. Now they are Frodo Baggins of the Shire, or Raven, Bella Swan or Harry Potter. When kids seen a good movie, or read a good story they want to live the life of that character including dressing like that character even for just a little while.
SEE MORE ON IMAGINATION: Dress Costume
The Transformation Begins
Kids will want to take on the look of their favorite character. Mass marketing caters to everything about a popular movie or book. And companies will viciously fight to gain the contract to put that character on their pop can, candy bar, or potato chip back. Does this mean kids should only look to what is popular if the character they like is not in vogue at the time? Certainly not! Costumes can easily be bought or put together that take on the appearance of a favorite story character, and even characters the child has created in their own fantasy world. Even if costume suppliers do not have the specific costume you are looking for, they very well will have the parts you are looking for to put the costume together.
So parents, it’s time to once again use your imagination in helping your child use their imagination. You may find you like it to enter back into that fantasy world you once enjoyed as a child!
Yes, by all means, chat with other parents online in an effort to figure out how you can keep your kids off-line more. And now, thanks to Webcam Chat you won’t have to sit there with your two finger method and type out what you want to say. You will now be able to have an honest-to-goodness, face-to-face conversation… Just like in the old days, when you used to visit people, in order to talk to them. It’s even better than talking over the phone, because you can see people’s reactions up close and personal. Then again, considering the way some people walk around their home, you may not want to get all that up close and personal, with the balding, beer bellied, ripped dirty T-shirt and sagging, stretched out briefs clad father of the boy your girl is currently seeing. Yeesh. Maybe a phone call is a better idea.
Who Do You Get Your Parenting Tips from?
Your Mom and Dad are probably the people who have the most to do with, how you are currently attempting to raise your child. Of course, Grandparents figure into the mix, sometimes. Eons ago, Dr. Spock was trying to tell everyone how they should or should not deal with a child. And, there are certainly no shortage of online ‘experts’ out there who are more than willing to share their vast knowledge, with you on the topic of rearing children. New parents tend to need more tips than parents who have a couple of kids already under their belt, particularly when comes to babies. Until babies come with a manual new parents will continue to be baffled, panicky, surprised, dumbfounded and more, without the proper guidance. But hey, that’s half the fun.
Is Your Teen Out Of Control?
Sadly, I’m pretty sure that being out of control is part of being a teenager. It’s when out of control becomes dangerous and illegal that it’s time to worry and step in. What are other parents doing with their out-of-control teen? This is one of the things that can be discovered through conversations, with other parents of teens. How do you limit what they have access to online? How late do you let them stay out? Should you have a say in who they chum around with? Should you have a say in who they date? How are other kids doing with a certain teacher in school? What about homeschooling with a core curriculum? Where are all the kids hanging out when they’re together?
These and other questions can be the topic for your online chat with other parents.
Schools these days are trying to get a handle on ‘offensive attire’. What offends one person may not offend another however. Some would argue that this is a blatant repression of their child’s creativity. Some see it as the school system simply jumping onboard the PC train (politically correct). When it comes to Halloween costumes how much is too much?
We Can’t All Dress As Kings
Now the King of Darkness, for example, would be a nice spin on the tired old crowned and gowned monarch. Vampire Costumes are usually a pretty popular choice of costume when it comes to kids. And as long as there isn’t too much blood – this is school, not a slasher film – there’s no harm in it. The same can be said for zombie costumes. You know… the walking dead. Hanging, rotting flesh and severed limbs are probably going to be frowned upon by the powers that be so take the whole disgusting aspect of the walking dead out of the picture altogether. Or at the very least try to tone it down a notch.
Nothing’s Scarier Than A Clown
Time was, a clown was a symbol of the happy go lucky circus character that made us all laugh. NOT! Clowns were scary when I was a kid for gosh sake. And they’re scarier today than ever before. Of course Stephen King’s “It” did nothing at all to reinforce the cheerier aspects of clowns. Quite the contrary in fact. If you weren’t afraid of clowns before watching that movie you certainly had reservations about them afterward. For most, the sight of a clown is enough to send them off screaming into the night. So as long as you don’t go overboard with the scary aspects of your clown, you can undoubtedly get away with the costume and scare the bejeezus out of everyone while appearing seemingly innocent and silly. Even at school.
Don’t worry about having to tone down your costume during school hours. Once that bell rings you can get out your makeup kit and apply that dangling eyeball, razor sharp teeth, fake blood and pull out your spare severed limbs for the real party and, of course, trick-or-treat.
If you fear that you may be suffering from sleep apnea, you are not alone. Rest assured, over 18 million individuals suffer from the same thing every year. Not only is sleep apnea dangerous in and of itself – who wants to wake up dead after all – the lack of sleep can have extreme negative effects on your overall health and the simple things we do every day that often get taken for granted. Sleep deprivation can be caused by any number of breathing issues aside from sleep apnea such as sinus problems, a nasal blockage, allergies and more. It takes a sleep analysis by a professional to be sure.
No Sleep Is Unhealthy + Dangerous
In Individuals over 20 years of age the following percentages of the population have had difficulties as a result of sleep deprivation:
- 8.7% while working (think about some of the truly dangerous jobs out there)
- 10.6% while attempting to rectify financial issues (which may well have occurred because of a loss of sleep)
- 11.4% during driving (4.5% of people have nodded off behind the wheel)
- 13.4% while attempting some do-it-yourself project or hobby (which could well involve the use of a power tool)
- over 18% of people have problems with memory issues
- and more than 23% find it difficult to concentrate
The Answer To This Dilemma?
The answer is simple. If you find yourself suffering from sleep deprivation a sleep clinic or at the very least a clinic or doctor that deals with ear, nose and throat problems could be the answer to your prayers – or at the very least your sleep apnea. More than 29% of the population only gets to sleep about six or less hours every evening. That might be enough for some people but it’s definitely not enough for everyone… Particularly for those who need their mental acuity a daily basis.
There are a number of treatments for sleep apnea these days and one of them could well be perfect for you. Sleep apnea is a health problem and should therefore be covered under your health insurance, but check with your local clinic just to be sure. There is testing and treatment available for just about every sleep condition under the sun. And since over 40 million people in the United States alone suffer from one or more conditions resulting in chronic sleep disorder you certainly don’t have to feel like you’re alone in your plight for restful nights.
Don’t take sleep for granted – even if you feel healthy and don’t seemingly suffer any ill effects from a loss of sleep; at any given moment that sleep deprivation could catch up with you and kick in at the most inopportune time. And who needs that?